Why we exist
Why we don't want your data.
Most finance apps treat your transactions as a product to sell. We chose differently.
Most finance apps are working against you. They harvest your transaction data, profile your spending habits, and sell those insights to advertisers and lenders. The price of using them is your dignity.
We started MonieTally with one rule: your money is yours to count, not ours to collect. So we built an app that physically cannot see your data, because there is nowhere for it to go. No servers. No accounts. No cloud.
MonieTally counts your transactions on your phone, encrypts them on your phone, and shows you the picture on your phone. We never see a single dollar. We don't want to.
How we build
Four rules. No exceptions.
Privacy by architecture
We did not bolt privacy on. The whole architecture starts with one question: does this keep data on the device? If the answer is no, we don't build it.
Local-first
Your phone, your data, your call. MonieTally runs fully offline. The internet exists only to fetch transactions from your bank. Then it gets out of the way.
Beautiful clarity
Numbers belong in a story, not a spreadsheet. MonieTally turns your transactions into charts and insights you'll actually want to look at.
Works where you bank
Finance is universal. Banking is not. MonieTally connects across Europe, Africa, and North America so your money works wherever you do.
What's next
More banks. Same rules.
We're expanding to more regions, deepening bank integrations, and building optional community features. All within the same privacy-first architecture. More banks. More insight. Zero compromise on whose data this is.
Get on the list
Get early access. Take your money back.
Be first when we launch. We won't spam you. We can't, actually. We don't keep your data.