Track your spending. Without anyone tracking you.
Every transaction stays on your phone. Encrypted with bank-level security. Never uploaded. Never sold. Never seen by us.
100%
On your phone
0
Data on our servers
AES-256
Bank-level encryption
12K+
Banks supported
What's inside
Everything a finance app should do. Without doing the rest.
Auto-sync
Your bank's transactions flow in automatically through Plaid, Tink, or Mono. They flow out to nobody.
Visual insights
Charts that explain where your money went. Not why an advertiser should target you.
Stays on your phone
Your financial life lives on your device. Encrypted with AES-256. Offline. Yours alone.
Smart budgets
Set a limit per category. Get warned before you blow past it. No guilt, no shame, no nudges.
Works where you bank
Connect 12,000+ banks across Europe, Africa, and North America. Wherever your money is, MonieTally meets it.
Locked like your phone
Face ID, fingerprint, or PIN. Whatever locks the rest of your life, locks your money too.
How it works
Three steps. That's the whole thing.
Plug in your bank
Connect securely through your region's trusted provider. We never see your credentials. Your bank holds them. We don't.
Plaid · Tink · Mono
We do the math
Transactions flow in and add up automatically. No spreadsheets. No manual entry. Just numbers that finally make sense.
You see clearly
Charts, budgets, and insights, rendered entirely on your phone. Your money, no longer a mystery.
Privacy by architecture
Your money. Your business.
No accounts. No cloud. No trackers. No compromises.
Nothing leaves your phone
Truly local-first
Your financial data is never transmitted, never backed up, never stored anywhere outside your device. We physically cannot see it.
No accounts to hack
Nothing to sign up for
No email. No password. No profile. There is nothing for an attacker to breach because there is nothing on our end.
Bank-level encryption
AES-256, on your device
Your data is encrypted on your phone using AES-256, the same standard banks use to secure their own systems.
Works where you are
Global bank sync, local storage
Europe
Thousands of banks
Africa
Major African banks
North America
US & Canada
What people say
Trusted by early users
Finally, a finance app that doesn't want my data.
Early beta user
The charts made me actually understand where my money goes. I had no idea.
Beta tester
I love that everything stays on my phone. No cloud, no worry. It just works.
Waitlist member
Get on the list
Get early access. Take your money back.
Be first when we launch. We won't spam you. We can't, actually. We don't keep your data.